Travel Tips

Allianz Travel Insurance Review (2022): Are they legit?

Updated on:  
April 6, 2022
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Miriam Jaffe
Miriam Jaffe
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Travel insurances are necessary and recommended for traveling, but how do you know which ones are the best for you? Is Allianz travel insurance any good, and are their policies for you? Keep reading to find out what they offer so you can be in the know before you buy.

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Whether you're a seasoned or newbie traveler, you've most likely heard of other travelers purchasing travel insurance. 

Since traveling carries many risks, purchasing insurance can be an easy and efficient way to safeguard yourself against anything unexpected or any snafus in your travels. 

Once you know you want to purchase travel insurance, you're met with a host of different providers - how do you know which one to choose? We've reviewed some travel insurance providers and even some travel insurance comparison sites like InsureMyTrip. Still, we've got another to add to the mix: Allianz. 

Read on to see if they're a good fit for insuring your next travels! 

Allianz travel insurance logo.
Image Courtesy: Allianz

What is Allianz Travel Insurance?

Before diving into their travel insurance, let's get some background information on Allianz themselves. While they offer comprehensive travel insurance, that's not the only thing they do. As a German financial service management company, Allianz specializes in multiple areas of insurance for both corporations and individuals. Founded in 1890, the company has only continued to grow and expand within its services and around the world. 

Allianz travel insurance global assistance.
Image Courtesy: Selectra

Allianz Travel Insurance

As such a global company, Allianz is a big name in the travel insurance industry, frequently offering comprehensive packages at reasonable prices, but what does that mean for you as a traveler? Allianz policies offer different levels of coverage. Generally, Allianz's travel insurance policies will cover trip cancellation, emergency medical and associated expenses, missed departures, trip delays, and legal expenses. You can upgrade policies for more coverage. 

Policies and Packages

Allianz offers single tripannual, and backpacker policies, so you can choose the one that best fits your upcoming travels. With the single trip and annual policies, you can choose between bronze, silver, or gold packages. 

Each type of package offers different coverage levels, with bronze covering the least but most affordable to gold covering the most but pricey. The backpacker policy covers explicitly with and without skis as their different coverage levels. 

Allianz travel insurance policies and packages.
Image Courtesy: Allianz


No trips are the same. Allianz will give you a quote before you commit to any of their plans to make sure you're tailored with the best plan/pricing suitable for you. 

Using Allianz online tool, you can fill out the following information that gives them a better idea of the kind of trip you'll be taking:

  • What kind of trip (single, multi-annual, backpacking, business, etc…)
  • Number of travelers
  • Trip start and end date.
  • Birthdate(s) of all travelers.
  • Destination (up to three countries).

This will then give you a quote you can use to determine which level of coverage you want and whether Allianz insurance is within your travel budget!

Allianz Covid-19 insurance

One of the emerging reasons travelers rush to purchase travel insurance is the Covid pandemic. With restrictions ever-changing and testing requirements still existing, it's not out of the realm of possibility for Covid to derail your travels. 

Keeping with the times, Allianz does have a decent Covid-19 policy that outlines what it does and doesn't cover. In some circumstances, like if you need to cut a trip short to care for a loved one who has Covid, you will have to provide written documentation to receive compensation. 

Allianz covid-19 policy
Image Courtesy: Allianz

Allianz Travel Insurance Reviews

Sometimes the best way to gauge whether a travel insurer is right for you is to hear about it from other travelers. On Trustpilot, Allianz travel insurance reviews holds a rating of 4.2/5 stars, with 84% of the reviews being "excellent." Many recent reviews speak to a lack of customer service and difficulties in filing their claims, with long waits to hear back from anyone at Allianz. 

Filing a claim with Allianz

If you need to file a claim after your travels, you can do this a couple of ways. 

You can use the online formwhich will require inputting all the information about your policy and details about why you're filing a claim. You can also email their travel email to receive the forms and then mail them off to file a claim. Keep in mind that their travel email also varies by country, so you'll need to retrieve the local email from which you've purchased your policy.

Filing a claim with Allianz Travel Insurance.
Image Courtesy: Allianz

Contact information

Even though travel insurance can be pretty straightforward, that doesn't mean there won't be many situations where you'll need help. Contact details for Allianz travel insurance policies will vary from country to country, so make sure you look up your local contact number! 

If you're in the US, you can contact Allianz using this online form or reach out to them by calling 1-866-884-3556.

Is Allianz worth it?

Travel insurance is always recommended, but should you be using Allianz? 

Overall, they offer policies at multiple price points and cover a fair amount of travel "what ifs." Still, lately, their customer service and claim approval rates haven't been what they were late. It's not the perfect travel insurance, but no travel insurance will be 100% perfect with ever-changing travel requirements.

If you find their policy to cover everything you'll need for your trip, you can try Allianz travel insurance!

Flying in the sky with allianz travel insurance.
Photo by Ross Parmly on Unsplash

Our review: 3.8/5 


  • Comprehensive policy for all types of travelers.
  • Three coverage levels at three other price points
  • Robust Covid-19 policy.


  • Hard to reach customer service
  • Poor or slow refund process.
  • Complicated policies communicated poorly to the public.

Planning for success is free insurance!

Whether you opt to use Allianz or use a different provider like Safetywing, or InsureMyTrip, it's always worth the peace of mind to have travel insurance when you head off on your adventures. 

You'll want to research which provider offers the best coverage for you as a traveler and which one best fits your budget. Still, Allianz is definitely a well-known name in the travel insurance game!

The first and free insurance you can have is to plan for everything on your trip. That way, when things go wrong, your travel plan can redirect you without you having a panic attack. For that, we recommend Pilot!

Plan your trip with Pilot

Pilot is your brand new travel planner that helps you discover and build travel itineraries connecting you to resources everywhere. Make the planning experience more fun by collaborating with your travel buddies! Pilot makes it fun and easy to share and relive your favorite travel memories with many useful features!

Did we mention that it's completely free? Try it out now!

Originally published on:  
April 5, 2022

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