InsureMyTrip Review [2024]: Legit travel insurance service?

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InsureMyTrip Review [2024]: Legit travel insurance service?
If you're planning a trip, you've probably come across purchasing travel insurance. A great way to know which insurance to buy is through InsureMyTrip, which compares travel insurance and matches your travel to the best insurance provider. However, is InsureMyTrip really legit? Are their services worth using?
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Travel insurance is a smart and relatively inexpensive way to provide financial protection for your trip. It can be a solution to problems such as flight cancellations and unexpected accidents while traveling, such as baggage delay, loss, or theft.

But with so many travel insurance providers out there, which one does an excellent job of protecting travelers? Which one will give you peace of mind when you travel? We've previously covered travel insurance companies like World Nomads and Safetywing. Still, today, we'll be reviewing InsureMyTrip, a slightly different service that helps match you with the perfect travel insurance provider.

What is InsureMyTrip?

InsureMyTrip is currently the internet's highly-rated travel insurance comparison site. You'll find the right travel insurance for your next trip using the site. It helps you compare travel insurance and suggests you the right company depending on the details of your trip. 

InsureMyTrip can also help you filter the options you want. If you need help, they even have licensed travel insurance agents to assist you when comparing and explaining travel insurance. 

Founded by Jim Grace in 2000, the company currently has its headquarters in Warwick, United Kingdom, with around 100-250 employees. 

InsureMyTrip Logo.
Image Courtesy of InsureMyTrip

What's So Great About InsureMyTrip?

Best Travel Insurance Providers 

Travel insurance is incredibly important whether you only travel once every six months, annually, or regularly. 

InsureMyTrip provides customers with the best and most legitimate travel insurance providers. Rest assured that all companies listed on the platform are licensed and trustworthy. They also cover all kinds of companies and plans. They even feature small providers with great policies that will fit your specific needs. 

Amazing Customer Service 

InsureMyTrip is known for its passion and dedication to serving its customers. They have the best team of travel representatives that can help customers find the right travel insurance for their individual needs. 

InsureMyTrip also has claims assistance which helps its customers navigate the claim process with their chosen travel insurance provider. No other travel comparison site does this. Most comparison sites simply give you data about pricing and policies. They don't have agents that will help you throughout the insurance process. 

Travel Insurance InsureMyTrip Benefits.
Image Courtesy of InsureMyTrip

Risk-Free 

With InsureMyTrip, you can purchase travel insurance with confidence. Their comparison engine and agents are all unbiased. Even if they work with travel insurance companies, they ensure that their customers get good service. 

They make recommendations based on your specific case and concerns. If you're ever unhappy with your choice, they will give you an option to cancel during the review period. You'll get your money back 100%. 

InsureMyTrip's Dispute Resolution 

Sometimes claims are denied, and it's possible that the customer's requirements are lacking or his case is not included in the policy guidelines. If the customer's claim is denied, InsureMyTrip will work on your behalf to make sense of the situation and assist with the appeal process. 

This is a sign that InsureMyTrip truly cares for its customers! 

Different kinds of travel insurance comparison list.
Image Courtesy of InsureMyTrip

How Reliable is InsureMyTrip? 

As a travel insurance comparison site, InsureMyTrip does a great job of helping customers find a trusted travel insurance provider. 

While they're not perfect, they've helped a lot of people claim their money back for the most part. In fact, according to them, they've already helped customers get back over $1,000,0000 in coverage. 

InsureMyTrip had an upsurge in claims submissions because the Omicron surge resulted in delays. This was expected when unprecedented events happened. InsureMyTrip advises travelers to understand requirements in advance and supply the proper documents to prevent lag time. 

InsureMytrip Vs. Squaremouth: Which Is Better? 

We can't do a review without talking about InsureMyTrip's close competitor, can we? Let's look at Squaremouth, a close alternate to InsureMyTrip, and how they stack up.

Both InsureMyTrip and Squaremouth are leading travel insurance comparison sites. Still, we believe that the edge goes slightly in favor of InsureMyTrip!

Why? First, InsureMyTrip provides more varied insurance company options. Since the site has a wide range of selections of insurance providers, you'll quickly find a reasonable price and value for your specific needs. 

Second, InsureMyTrip does a better job comparing policies over several insurance companies. With their comparison tool, you can quickly find the coverage you need. 

In terms of user complaints, both sites have numerous complaints. Still, InsureMyTrip resolves the complaints they receive quickly. A tipping point in favor of InsureMyTrip is that they center their services toward customers' success and satisfaction instead of sales. If you want a company that will be with you every step of the way to ensure you're travel-insured, you might want to pick InsureMyTrip!

Should you go with InsureMyTrip?

If you're spending thousands of dollars on your trip, investing in international travel insurance makes sense. Canceled trips and delays can significantly affect your finances when you travel regularly, and travel insurance can protect them. 

Traveling with InsureMyTrip Insurance.
Photo by Hem Poudyal on Unsplash

But the question is: which insurance company is right for you?

While the answer may be subjective and circumstantial, InsueMyTrip helps you get to that final decision and ensures you choose your insurance company wisely. InsureMyTrip doesn't only provides options for insurance for travelers, and they also compare travel insurance policies. They provide affordable vacation insurance and will also offer the best coverage.

We recommend giving InsureMyTrip a try to help you match with great travel insurance for your trip!

Our Rating: 4.1/5

Pros:

  • Great Customer Service
  • Insurance Provider Comparisons
  • Minimal risks

Cons:

  • Third-party service
  • Poor Insurance providers


Image Courtesy of InsureMyTrip

Plan your travels with your insurance!

Whether you're going on a tropical cruise or sightseeing trip in Europe, travel insurance will protect your finances while on vacation. You'll avoid losing money if travel plans go awry by purchasing travel insurance. 

For best practices, pair your travel insurance with a sound travel plan! This is the best way to ensure nothing will go wrong during your trip, and if things do, you'll be well prepared for it. Speaking of a great travel plan, have you heard of Pilot?

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Pilot is a social trip planner to discover and build travel itineraries connecting you to resources everywhere, for free. Pilot makes it fun and easy to create and share your favorite travel moments.

Collaborate stress-free with your travel companions and have all the features you need all in one place with Pilot. It’s completely free and ready for you to try it out now!

Disclosure: Pilot is supported by our community. We may earn a small commission fee with affiliate links on our website. All reviews and recommendations are independent and do not reflect the official view of Pilot.

Armela Escalona Blog
Written by:
Armela Escalona
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