The Points Guy: Is He Worth Your Time? Our Honest Review + Guide

Updated on:  
February 9, 2022
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Chloe Lay
Chloe Lay
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Trying to maximize your rewards with The Points Guy? Who exactly is The Points Guy? Here's a rundown of what you'll need to know before consuming their content and services.

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When you’re planning a trip, you probably want to find a way to get as much fun and adventure into your itinerary as possible—without splashing too much cash. It doesn’t matter if you’re a backpacker looking to travel cheaply or a luxury traveler happy to pay more for the finer things, most travelers are always on the lookout for bargains. That’s where The Points Guy comes in.

If you’ve never heard of The Points Guy, don’t worry. Here at Pilot, we’re experts on all things travel, and we’re here to give you the full low-down on The Points Guy, plus our honest opinion about how useful this website can really be. Ready? Let’s take a look.

What Is The Points Guy?

The Points Guy is a website that provides top tips and tricks to help travelers make the most of credit card rewards and airline miles to get free or discounted airline tickets and hotel stays. The website is packed with information to help people like you learn how to hack the system of credit cards, cashing in points to get more bang for your buck.

There are two websites for the company: The Points Guy and The Points Guy UK. Both websites are based on the same premise; the only real difference is that the specific credit card information provided on the UK site will be more relevant to people living in the UK, while the original site contains info for people in the United States.

The points guy logo
Courtesy of The Points Guy

As well as detailed credit card info and tips for getting more from your Airmiles, both websites provide hot-off-the-press travel news updates; hotel, flight, and travel gear reviews; general travel tips, like where to go and what to see; and COVID-19 information to help travelers plan their next trip. Both the US and UK sites really are packed with information.

Who Is The Points Guy?

Now that you’ve got a basic idea of what The Points Guy is, you’re probably wondering who it is. Well, that depends. The OG Points Guy is Brian Kelly—he’s the founder and CEO of the website. As you might expect, he’s a bit of an expert in loyalty schemes, credit cards, travel, and the intersection between all three.

Kelly started The Points Guy as a blog back in 2010, but he has since expanded operations and is now in charge of the site in its current (much larger!) form.

Brian Kelly, CEO of The Points Guy.
Courtesy of The Points Guy

The Points Guy UK is run by a Brit, Nicky Kelvin. Kelvin is a little newer to the role, as the UK site only launched in April 2019, but that doesn’t mean that the site isn’t full of useful tips!

How Does The Points Guy Make Money?

The Points Guy websites are both free to use, with no subscription necessary. As well as the running costs of a website, The Points Guy is also thought to have around 100 staff members—so how do they afford it? How does the website make money? The short answer is affiliate links.

If you’re reading a review of a hotel, the links to the hotel’s website will generate income for the website if you make a purchase. If you’re reading an article about the best credit cards, you’ll find links to the various credit cards mentioned; if you click through and sign up for a credit card from that page, The Points Guy will receive a commission. All sponsored or affiliate content is signposted with a disclaimer at the top of the page.

best credit cards 2021 description the points guy
Courtesy of The Points Guy

It’s worth noting that the order these recommended cards appear in is dictated by how much money the site will make from your sign-up, meaning it’s not always going to have the best deals in the most obvious places. Does this mean that the website is more likely to push the most expensive credit cards to visitors? Or can readers trust the information on the site?

Well, that’s a tough question without a straightforward answer. CEO Brian Kelly has previously said in an interview that he’s all about integrity. He wants users to know that he’s providing honest information about each card, even if he’s making money from you signing up—it’s one of his main values.

The Points Guy website also has a clear and up-front advertising disclaimer, which states that the site’s content has not been approved or endorsed by the credit card companies. This suggests that the information provided is probably going to be honest and reliable—but when money is involved, it’s always worth questioning how trustworthy a review of a product or card really is.

Does The Points Guy Have an App?

Currently, there isn’t an app for The Points Guy, but there is one in the works. Right now, you can sign up to the waiting list for the iOS app, which promises a curated news feed to keep up-to-date with all things travel, a cards wallet to help you see earned and missed points, a points wallet to track all your loyalty programs in one place, and more.

The points guy app future preview sneak peek
Courtesy of The Points Guy

It sounds like the app will be incredibly useful to users, merging the wealth of information that you can find on the website with more practical and personalized software.

The Pros and Cons of The Points Guy

By now, you should have a pretty clear understanding of what The Points Guy is, so let’s have a look at some of the pros and cons of this website so you can figure out if it’s worth your time.

Pro: Heaps of Useful Information

The main thing that jumps out as a pro of The Points Guy is just how much information is available. There’s a helpful Beginner’s Guide for anyone who has really no idea how to get started with loyalty points and Airmiles, but once you know how to get started, you could spend hours reading through the reviews and tips for maximizing your points.

Con: Maybe Too Much Information!

The downside with all this info being in one place is that it can be a bit overwhelming. The Beginner’s Guide is a good place to start, but if you’re a novice when it comes to credit cards, you’ll probably find that you don’t know where to go next—even the Beginner’s Guide contains links in almost every paragraph, so it’s easy to get distracted and confused about where to really start.

The Points Guy menu on all of the credit cards information you'll need
Courtesy of The Points Guy

Pro: It’s Free!

Another benefit of The Points Guy’s website is that it’s 100% free to use. Pages and pages of information that could help you save money and hit the road for next to nothing, all of it accessible at no cost.

Con: Could Lead to Debt in the Long Term

Now, this isn’t a downside of the website itself, but of the system it promotes. The Points Guy’s whole premise is that you should be using a credit card (or multiple credit cards) to earn loyalty points that you can then exchange for flights and travel. If you’re not a responsible credit card user and you don’t pay off your credit card bill every month, using multiple credit cards could end up costing you a fortune in interest, and could have a huge impact on your credit score.

The system only works if you know how to manage your money, how to spend responsibly, and how to keep on top of your spending. If this doesn’t sound like you, maybe paying full price is a safer bet!

However, if you are a savvy shopper and are convinced of your ability to play the system, the information on The Points Guy could save you vast sums of money and let you travel the world for next to nothing. It all depends on you.

Is The Points Guy Worth Your Time?

Despite the drawbacks mentioned above, The Points Guy is a fantastic resource for people looking to get more travel for less money. Whether you’re a credit card newbie or an AmEx expert (an AmEx-pert, if you will), you can find tips, tricks, and hacks to help you cash in points for flights on The Points Guy.

Since there’s no cost to you, we really can’t see the downside to checking out The Points Guy—as long as you have time to invest in trawling through the reams of information!

Whether you’re wondering how much AmEx points are worth, what you need for an American Airlines flight, or what the best credit cards for your spending habits are, The Points Guy will probably have the answer somewhere.

Once you’re an expert in all things Airmiles, it’ll be time to get planning your next trip. If you're a big fan of organization and planning ahead, why not give our travel planner app a try? We're a social travel planner that allows you and your friends to plan your next amazing getaway, wherever around the world. Leave the organizing to us and you'll find yourselves focusing on what's the most important during the trip: living in the moment!

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Originally published on:  
August 23, 2021

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