If you're planning to travel, especially abroad, it's best practice to purchase travel insurance before you go. Travel insurances can help cover your losses in the event, such as misplaced/lost luggage, documents, or trip interruption, occurs. Additional travel insurances also cover road-trip driver and vehicle coverages, medical insurance, and more.
But how do you know which one's the best for you specifically? We've previously covered sites like InsureMyTripthat allow you to compare travel insurance. We've also covered large travel insurance providers like the World Nomads or SafetyWing.
Today, we'll review another popular travel insurance provider that you might've come across in your search for the best travel insurance: Seven Corners Travel Insurance.
What is Seven Corners?
Seven Corners Travel Insurance is a United States-based insurance provider covering trip and medical insurance for both US and non-US citizens. They have all kinds of plans for all types of travelers.
It doesn't matter if you're a student, a digital nomad, or someone who travels casually—they've got all the best and most flexible plans for you.
Who owns Seven Corners?
Seven Corners was founded by Jim Krampen and Justin Tysdal in 1993. It was initially called Specialty Risk International. It began as a traveling insurance company with a small team offering medical expense plans. Seven Corners is now a leading travel insurance company that provides thousands of members worldwide.
Seven Corners Travel Insurance Plans
Seven Corners offers a wide array of travel insurance for US travelers both on domestic and international trips. They also provide medical, student travel, annual travel, and group travel insurance. The following are the current insurance plans covered by Seven Corners:
Seven Corners' RoundTrip Basic plan
A travel insurance plan option that provides almost complete travel insurance coverage. It includes trip cancellation, interruption, emergency medical expenses, and medical evacuation insurance. It also offers coverage for lost luggage, baggage delays, and similar cases.
Seven Corners' RoundTrip Choice plan
The choice plan includes all the basic plan coverage and more. This plan adds $100,000 coverage for trip cancellation and $500,000 for emergency medical expenses. It also includes up to $1,000,000 for medical evacuation and other benefits.
Seven Corner Insurance Medical Only Plans
For travelers who don't need trip cancellation and interruption protection, Seven Corners has medical travel insurance plans for you:
- Liaison Travel Basic
- Liaison Travel Choice
- Liaison Travel Elite
- Liaison Travel Plus
All of the plans provide varying degrees of coverage, with the Elite Plan offering the highest limits. The Plus plan includes specific Covid-19 medical coverage and $500,000 for emergency medical evacuation. Seven Corners releases new insurance plans regularly, so check their website for plans that best suit you and your budget.
How much does Seven Corner Travel Insurance Plans cost?
Travel insurance cost varies depending on the insurance plan, age of travelers, and trip cost. Most of their travel insurance prices range from around $200 - $600 for trip costs that average around $5000 - $7000.
Why We Like Seven Corner Travel Insurance
Seven corners have one of the best medical and travel coverage limits compared to other cheap travel insurance providers. They have insurance for traveling almost everywhere around the globe. Their plans are unique, and you won't find some on any other travel insurance provider.
Cancel for Any Reason (CFAR)
CFAR allows customers to cancel their travel insurance for any reason, no questions asked. The knowledge that Seven Corner can return a portion of their investment upon cancellation gives customers peace of mind when purchasing travel insurance.
24/7 Travel Assistance
Seven Corners travel insurance also comes with 24/7 travel assistance. They can assist you and answer questions about hotel and flight bookings, visa information, embassy contact, lost passport, etc.
What Is Not Covered?
There are some exclusions to Seven Corners insurance plans, and you should be aware of them before purchasing one of their plans.
Here are examples of common exclusions on Seven Corners plans:
- Physical examination
- Dental care
- High-risk activities (check to see if they're listed in your coverage)
- Intentional self-harm, intoxication, or criminal activity.
- Private air travel
- Special disasters, epidemics (covid-19 is covered in some plans), and war.
While some features are covered in their plans, knowing what's included and excluded from your plans is good. Make sure to double-check what your specific travel insurance package includes before you make the purchase!
What's Seven Corner's Covid-19 Policy?
The pandemic has significantly changed international travel. Seven Corner's travel insurance plans are designed to protect travelers in this new normal.
Their international medical insurance covers COVID-19, and other illnesses and injuries travelers can suffer while traveling abroad.
Seven Corners Covid travel insurance can cover as much as $100,000 worth of medical expenses for COVID-19 and other possible variations or mutations of SARS-CoV-2.
They also cover $500,000 worth of emergency medical evacuation and repatriation to transport sick travelers to a medical facility with appropriate care.
Which Seven Corners Insurance Plan Is Right For You?
Choosing the right plan can help you make the most out of your finances while traveling. Our advice is to choose based on your financial capacity and current insurance plans.
For example, suppose you're a premium travel credit card holder with existing coverage for trip cancellations. In that case, you should choose their standalone emergency medical policies.
However, if you want more coverage on top of the credit card's coverage, you're better off with their RoundTrip plan. If you're a frequent traveler, who makes a lot of trips each year, you'll want to opt for their Annual plans.
Is Seven Corner Travel Insurance Worth It?
As a travel insurance company specializing in medical coverage, Seven Corners does a good job and might be one of the best in the industry.
It's undoubtedly one of the top for delivering medical tourism protection plans to protect travelers from the high cost of medical care overseas. Another great feature of Seven Corners is that it covers all age brackets and individuals in the US — it even includes students, seniors, visitors, and recent immigrants in the US.
Our Rating: 4.3/5
- Covid insurance for travel
- Cancel for any reason upgrade
- Comprehensive pricing plan
- 24/7 customer service
- Delay for weather coverage
- No 'cancel for work reasons' available
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